Credit Risk Funds invest at least 65% of their portfolio in bonds with less rating than ‘AA’. There is more credit risk in lower rating bonds. By raising this risk, these funds generate more returns. Companies issuing such bonds offer higher interest rates. Capital gains benefit when their ratings increase.
National Pension System (NPS) is a pension co-investment scheme which has been started by the Indian government to provide old age protection to the citizens of India. This long term scheme is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
Equity Mutual Fund schemes invest the funds of investors directly into equity shares. These schemes can be beneficial in the long run. Your return from investing in this type of Mutual Fund scheme depends on how the stock’s performance is.
The Modi government has launched a new “savings bond scheme” instead of the 8% Savings Bond scheme. Under this scheme, you can buy bonds for at least Rs. 1000/-. You have to invest for 7 years. You will get 7.75% interest on these bonds. Whatever investment you make in this scheme, it will take 9 years to double it.
Gold investment is the most popular but risky way to earn extra income. So it is always advised to do analyse the market before investing in it.
Systematic Investment Plan, commonly known to as a SIP, enables an investor to invest a fixed sum in your favourite mutual fund schemes on a regular basis.
Gold jewellery is not only useful to decorate a woman but also works as a best investment tool in India. There are gold mutual funds which invest in the gold mining company’s shares.
One of the highest earning points in India is the property business or real estate business. It is said that there should be money to do business, but if there is no money but your brain and hard work are with you then you can earn as much money you want here.
A stock market or equity market or share market is the platform for stock buyers and stock sellers where trading is done privately. Share market is a place which is full of uncertainty but there are certain rules that can help a baby investor to increase their chances for long-term success.
In Tax Saving Fixed Deposits (FD) one can claim a tax deduction up to a maximum of Rs 1,50,000/- by investing in them.